Brits can now put their Summer holidays on Klarna
Key Points
- Klarna and Minor Hotels launch UK partnership for summer 2026 hotel bookings
- Travellers can split bookings into three interest-free instalments at checkout
- Deal covers 13 European markets and over 640 Minor Hotels properties
- FCA brings buy now, pay later under formal UK regulation on 15 July 2026
- Klarna lists 118 million active users globally and 3.4 million daily transactions
Klarna and Minor Hotels have launched a partnership letting UK travellers split summer hotel bookings into three interest-free instalments.
The deal, announced on Thursday (6 May), covers 13 European markets, including the United Kingdom and applies to more than 640 hotels, resorts and branded residences operated by Minor Hotels across 63 countries.
Stockholm-based fintech Klarna, which counts 118 million active users globally and processes 3.4 million transactions a day, now sits at checkout on Minor Hotels’ booking flows alongside the standard pay-in-full option.
The hospitality group runs UK property The Wolseley Hotels and brands including Anantara, Tivoli, NH Collection, nhow, Avani and Oaks.
Guests booking directly with Minor Hotels can choose between paying in full or spreading the cost across three interest-free instalments via Klarna. The launch covers Germany, France, the United Kingdom, Italy, Spain, the Netherlands, Belgium, Austria, Switzerland, Portugal, Greece, Finland and Ireland.
Raji Behal, Head of Southern and Western Europe, UK and Ireland at Klarna, said the integration removes friction at the point of booking.
Behal added that travellers can focus on planning their trip with payment options that fit around them, whether that means paying immediately or spreading the cost.
What it means for UK holidaymakers
The launch lands as UK households continue to weigh the affordability of overseas travel ahead of the summer peak.
Spreading a hotel bill across three payments shifts a chunk of holiday spending out of the booking month, which can ease cashflow for families paying for flights, transfers and travel insurance at the same time.
Klarna’s pay in three product carries no interest, but late or missed payments can affect a user’s credit file and trigger fees.
The UK regime is also tightening as the Financial Conduct Authority starts regulating buy now, pay later, formally known as Deferred Payment Credit, on 15 July 2026, with new rules covering affordability checks, complaints handling and access to the Financial Ombudsman Service.
Bookings made before that date sit under the existing unregulated framework, so travellers using Klarna for summer trips should check repayment dates against their pay cycle and confirm that any cancellation refund flows back through the same instalment plan.
Klarna’s travel push
Minor Hotels joins a widening list of travel partners offering Klarna at checkout, after recent deals with Aven Hospitality, which connects 10,000 hotels through its booking engine, and EuroParcs, the European holiday park operator.
Hotel stays sit among the largest single travel transactions consumers book online, which makes the category a natural target for instalment payment providers.
According to FCA figures, the UK BNPL market has grown from £60 million in 2017 to over £13 billion in 2024, with 10.9 million UK adults using a BNPL product in the year to May 2024.
Klarna, listed on the New York Stock Exchange under the ticker KLAR, counts Uber, Expedia Group and Airbnb among its travel and mobility partners and reports its Q1 2026 earnings on 14 May.
