The UK’s top 10 house price hotspots revealed
New data has revealed the top 10 areas where house prices rose the most over the past year, as well as the areas that saw the steepest declines.
According to mortgage data from Lloyds, the area which saw the biggest boom in property prices in 2025 was Plymouth, where home values rose by 12.6%.
Other hotspots for house prices included Stafford and Wigan, which recorded growth of 12% and 10.5% respectively. Lloyds also noted that among the top ten areas for house price increases in 2025 was Hull, which was named one of National Geographic’s “Best of the World” destinations for 2026.
House prices across the UK grew as a whole, with Northern Ireland seeing the biggest increase in house prices compared to other major regions.
London was the only major region of the UK to see home values decline, with average house prices dropping by 0.1% in 2025.
There were specific areas where house prices did fall significantly last year, however, with London commuter towns in the South East leading the way in average declines.
Crawley saw the biggest drop in average home value at 8.9%, followed by High Wycombe, which recorded a fall of 7.4% last year.
Chester also dropped by 6.4% and Cardiff saw a fall of 5.2%, despite home values rising in Wales by 2.3% overall.
“If you’re open to exploring, you might find places where your money goes further,” said Lloyds Head of Mortgages Amanda Bryden.
“Northern regions and Scotland are still generally more affordable than the south of England, with a huge amount to offer in terms of culture and history, alongside some of the most beautiful parts of the UK countryside.”
“While house prices play a role, choosing where to live is also about finding a place that feels right – a community you connect with, a commute that works for you, and a lifestyle that fits you,” she said.
The tables below show the top 10 hotspots where house prices rose and fell in the UK in 2025, based on Lloyds mortgage data.
Greatest growth in home values
| Local Area | Region | Average Home Value 2024 | Average Home Value 2025 | Growth in Value | Growth % |
|---|---|---|---|---|---|
| Plymouth | South West | £247,579 | £278,808 | £31,229 | 12.6% |
| Stafford | West Midlands | £286,732 | £321,248 | £34,516 | 12.0% |
| Wigan | North West | £225,822 | £249,562 | £23,740 | 10.5% |
| Wakefield | Yorkshire and the Humber | £263,381 | £286,268 | £22,887 | 8.7% |
| Mansfield | East Midlands | £223,807 | £243,251 | £19,444 | 8.7% |
| Woking | South East | South East | £560,499 | £42,046 | 8.1% |
| Liverpool | North West | £236,864 | £254,550 | £17,686 | 7.5% |
| Rugby | West Midlands | £349,203 | £374,653 | £25,450 | 7.3% |
| Falkirk | Scotland | £222,718 | £238,512 | £15,794 | 7.1% |
| Hull | Yorkshire and the Humber | £187,142 | £199,348 | £12,206 | 6.5% |
Biggest falls in home values
| Local Area | Region | Average Home Value 2024 | Average Home Value 2025 | Fall in Value | Fall % |
|---|---|---|---|---|---|
| Crawley | South East | £408,519 | £372,202 | £36,317 | 8.9% |
| High Wycombe | South East | £471,373 | £436,379 | £34,994 | 7.4% |
| Chester | North West | £363,529 | £340,415 | £23,114 | 6.4% |
| Solihull | West Midlands | £416,268 | £390,292 | £25,976 | 6.2% |
| Worcester | West Midlands | £353,701 | £331,977 | £21,724 | 6.1% |
| Cardiff | Wales | £327,656 | £310,577 | £17,079 | 5.2% |
| Cheltenham | South West | £433,208 | £411,593 | £21,616 | 5.0% |
| Brighton | South East | £425,129 | £404,874 | £20,254 | 4.8% |
| Barnsley | Yorkshire and the Humber | £226,176 | £215,552 | £10,624 | 4.7% |
| Stockport | North West | £346,943 | £330,654 | £16,289 | 4.7% |
